My Updown account is currently down 4% overall. I'm up about 9% since the start of 2009.
By comparison the S&P 500 is down -24% since I've started on Updown and its up about 10% in 2009. I've been beating the S&P 500 in July and August.
I haven't done anything with Updown for a few months and I've just held my investments.