April 17, 2018

PSA : Amex Blue Does NOT Count Fred Meyer as Groceries

The American Express Blue Cash Preferred card has a nice 6% cash back reward for groceries.     The card carries a $95 annual fee but if you use it for groceries this can more than pay for the annual fee.   Except at Fred Meyer...

Amex Blue does not register Fred Meyer as a Grocery and thus you don't get 6% back from Fred Meyer purchases.    This is true even if you buy only groceries at Freddy's.

I just wanted to put this out there in case I can help keep someone else from making the same mistake as me by assuming Freddy's would count as grocery.

I'm not sure but I would assume that all Amex don't report Fred Meyer as grocery, not just the Blue cards.   But the Blue cards are the ones that have extra cash back for grocery as far as I know.


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April 12, 2018

Hulu + HBO for $13 for 6 months plus possible $15 cash from Ebates

Hulu is currently running a discount deal to add HBO for just $5 per month for 6 months.     You can add that to the $8 basic Hulu subscription for a total of $13 per month for both Hulu and HBO.    Thats a $2 monthly savings versus HBO Now alone and you get Hulu for free. 

Here's the link with the info on the Hulu deal

On top of that if you're a new Hulu subscriber you can also get $15 cash back via Ebates for signing up for Hulu.



Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.  

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March 19, 2018

Community College is Free

I apologize for the clickbait lie title.     Community college isn't actually "free".     Well not exactly.   The average net tuition for community colleges is actually NEGATIVE.    That means that after paying for tuition and fees on average students end up with extra cash in their pocket. 

The College Board Trends in College Pricing data  shows it :

source : College Board, click image for full size

Right now as of the current 2017-2018 school year the average cost for students for tuition and fees is : -$330.   

In other words community college is free.   On average.

Well OK its more accurate to say that the average financial aid and grant package and tax incentives for community college students exceeds the average cost of tuition and fees.   But who would have clicked on an article with THAT title?   Boring!


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February 27, 2018

If You're Buying Prescription Drugs Via Insurance, Also Ask About the Cash Price


Just saw this article posted from the New York Times :

Why Your Pharmacist Can't Tell You That $20 Prescription Could Cost Only $8  (paywall)

The article exposes a practice by which pharmacists are gagged from telling customers that drugs would be cheaper with cash purchases.      Now I don't know how common those gag orders really are.   But it seems they happen.     It also highlights the fact that cash prices for drugs may be less than the negotiated insurance rate.   

In any case, the take away here for me is that if you're buying a drug at a pharmacist then you should ask them what the cash price is.


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