December 2, 2017

Net Worth by Age Over Time 1989 - 2016

The Survey Of Consumer Finances has net worth broken down by age groups.   They have data going back to 1989 and the report is every three years.    Taking that data and then adjusting for inflation to 2016 I get the following charts showing how net worth has changed for different age groups over the time period :

I also figured the % change from 1989 to 2016 for each age group :

Mean Median
Less than 35 83% 72%
35–44 100% 54%
45–54 134% 64%
55–64 194% 98%
65–74 194% 149%
75 or more 225% 187%

--This article may contain referral links which pay this site a commission for purchases made at the sites.

November 27, 2017

$25 SYW cash at

Shopyourway is offering 25% cash back ( up to $25) on their online partners today. is one of the partners.    So you can use this deal to get $100 worth of gift cards at and then get $25 back to spend at Sears or Kmart.

Note that the SYW cash does expire in 60 days.

Raise is also offering $10 off of a minimum $100 order today with the promo code CMRAISE.  However these might not stack.    The SYW rules say that 'coupon/promotional codes may void' the points.    Note I highlighted the word 'may' there which implies it might work.   Up to you if you want to risk using the promo.

To get the deal:
1. go to the SYW site 
2. find the link there and follow it to
3. Buy a gift card of any value from
(optional step use the CMRAISE promo when buying, which might void the SYW points)

There are exclusions for the SYW points offer.

Terms & Conditions
Earn Shop Your Way points on qualifying purchases. Maximum points that can be
earned is $25 in points per member. Points valid for 60 days. Points awarded after
gift cards and discounts and before taxes and other fees are applied. Offer cannot
be combined with other Shop Your Way offers and promotions. Void if purchase is
cancelled or returned. Use of coupon/promotional codes may void Shop Your Way
Rewards. Must initiate offer online through Points may
require up to 10 days to be awarded. Not valid for Sears, Kmart and the following
partners: Energy Plus, LifeLock, Lingo, local restaurants, Sears licensed
businesses, Sirva Home Benefits, Sirva Mortgage and Home Depot. Offer valid for
original recipient only. We reserve the right to cancel or modify the offer at any
time in the event of fraud, abuse, unintended virality, or if technical or other issues
arise. By accepting Shop Your Way ® member benefits and offers, you agree to
the Shop Your Way terms and conditions, available at

--This article may contain referral links which pay this site a commission for purchases made at the sites.

November 10, 2017

DirectTV Now + Ebates = Make $6 and Get a FREE Month of TV

DirectTV Now has a discount right now for $25 off of their normal $35 monthly subscription.   This makes the cost just $10.     Ebates  has $16 cash back for DirecTV now.   

If you combine the two deals you can get a free month of TV and make $6.   

$10 for the service with $16 cash back nets $6.

The deal is for new customers and negates the 7 day free trial.   But its better than 7 days anyway as you end up getting a full month for free.
Its a "limited time offer" but I don't see anything about when it expires exactly.   However this deal is for their birthday of the service so I expect it won't last too long.

Here is the fine print on the DirecTV now offer:

$25 Off First Month: Enter promo code BDAY2017 at checkout to receive $25 off the price of the first month of any DIRECTV NOW package (premium add-ons optional). Second month will be at full price, and renews monthly (min. $35/mo.), charged to your payment method on file until you cancel. Limit 1 code per customer. New subscribers only. Not combinable with any free trial or certain other offers/discounts/credits. GENERAL: Compatible device & browser req’d. U.S. only (excludes Puerto Rico and U.S. Virgin Islands). Pricing, channels, features, and terms subject to change & may be modified or discontinued at any time without notice. Cancellation: View, modify or cancel at any time at Once canceled you can access DIRECTV NOW through the remaining monthly period. No refunds or credits for any partial-month periods or unwatched content. Limit 2 concurrent streams per account. Programming subject to blackout restrictions. Taxes may apply.

Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.  

-- This article may contain referral links which pay this site a commission for purchases made at the sites.

September 18, 2017

How Many Bedrooms Do Homes Have?

Most homes in America have two or three bedrooms.       What are the exact figures?   The American Housing Survey has data on the number of bedrooms in homes.     The data below is for 2015.

Here's a chart showing the distribution:

And a table with the raw #'s

None 924
1 12,912
2 29,915
3 48,122
4 or more 26,417


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