January 28, 2015

Current Discounts & Cash Back Deals at Discover Deals - January 2015

Discover card got rid of their Shop Discover program and now they've replaced it with the Discover Deals program.   They're pretty similar in nature.   Discover Deals still has cash back bonuses typically 5% or more and it also has $x back of $y purchase deals too.   

I did a quick and dirty copy/paste off the site to capture all the current discounts and cashback rates offered.  

Here is the poorly formatted dump...


$1 off any ice cream product at Carvel
$10 back on a purchase of $35 or…Mrs. Fields Cookies
$10 back on a purchase of $50 or…Steve Madden.com
$10 back on a purchase of $50 or…ULTA Beauty
$15 Cashback Bonus® at 1800Flowers.com
$15 off at Babyage.com
$15 off at  Fanzz
$15 off at GODIVA.com
$20 back on a purchase of $100 or…Panera Catering
$25 back on a purchase of $200 or…Sheraton Hotels & Resorts
$25 back on a purchase of $250 or…Adorama
$30 off $150 at Caché
$5 back on a purchase of $35 or…Wag.com
$5 back on a purchase of $75 or…Skyo.com
$5 off your purchase at Piccadilly
$7 off $50 gift card at Spaweek.com
$8 back on a purchase of $40 or…Bespoke Post
10% Cashback Bonus on Fandango Bucks at Fandango online
10% Cashback Bonus® at Celebrity Cruises®
10% Cashback Bonus® at Holland America Line
10% Cashback Bonus® at Princess Cruises
10% Cashback Bonus® at Royal Caribbean International®
10% Cashback Bonus® at Viking River Cruises
10% off at AAMCO
10% off at Big 5 Sporting Goods Store
10% off at Hertz
10% off at Orbitz
10% off at Shop.NHL.com
15% Cashback Bonus at Brookstone.com
15% off at ATGStores.com
15% off at Bath & Body Works
15% off at Cookies by Design
20% off at Dunham's Sports
25% back on a purchase of $10 or…TeeOff.com
25% off at papajohns.com
25% off contact lenses at Walgreens.com
25% off your tax returns at Jackson Hewitt
40% off at Men's Wearhouse
Act NOW for 10% off at Omaha Steaks
Earn 10% Cashback Bonus at 1800CONTACTS.com
Earn 10% Cashback Bonus at AllPosters.com
Earn 10% Cashback Bonus at Art.com
Earn 10% Cashback Bonus at Athleta online
Earn 10% Cashback Bonus at Banana Republic online
Earn 10% Cashback Bonus at Blair.com
Earn 10% Cashback Bonus at Bumble and bumble online
Earn 10% Cashback Bonus at CHEFS Catalog online
Earn 10% Cashback Bonus at Clinique online
Earn 10% Cashback Bonus at Columbia online
Earn 10% Cashback Bonus at Finish Line online
Earn 10% Cashback Bonus at Foot Locker online
Earn 10% Cashback Bonus at Gaiam online
Earn 10% Cashback Bonus at GNC online
Earn 10% Cashback Bonus at Godiva online
Earn 10% Cashback Bonus at Lids online
Earn 10% Cashback Bonus at Lobster Gram online
Earn 10% Cashback Bonus at Lord & Taylor online
Earn 10% Cashback Bonus at Lucky Brand online
Earn 10% Cashback Bonus at Macy's online
Earn 10% Cashback Bonus at MLB.com
Earn 10% Cashback Bonus at OnlineShoes.com
Earn 10% Cashback Bonus at PetSmart online
Earn 10% Cashback Bonus at Rosetta Stone online
Earn 10% Cashback Bonus at Saks Off 5th online
Earn 10% Cashback Bonus at Sephora online
Earn 10% Cashback Bonus at Shari's Berries online
Earn 10% Cashback Bonus at Sharper Image online
Earn 10% Cashback Bonus at Shoes.com
Earn 10% Cashback Bonus at Smashbox online
Earn 10% Cashback Bonus at Starbucks online
Earn 10% Cashback Bonus at The North Face online
Earn 10% Cashback Bonus at Zales online
Earn 15% Cashback Bonus at Jewelry.com
Earn 15% Cashback Bonus at OvernightPrints online
Earn 15% Cashback Bonus at PUMA online
Earn 15% Cashback Bonus at Saks Fifth Avenue
Earn 15% Cashback Bonus at Under Armour online
Earn 15% Cashback Bonus at Vision Direct online
Earn 15% Cashback Bonus at Wine  Enthusiast online
Earn 20% Cashback Bonus at 1800Baskets.com
Earn 20% Cashback Bonus at 1800Flowers.com
Earn 20% Cashback Bonus at Bliss online
Earn 20% Cashback Bonus at Cheryl's online
Earn 20% Cashback Bonus at Fannie May Candies online
Earn 20% Cashback Bonus at Magazines.com
Earn 20% Cashback Bonus at ProFlowers online
Earn 20% Cashback Bonus at Teleflora online
Earn 20% Cashback Bonus at The Popcorn Factory online
Earn 25% Cashback Bonus at FTD online
Earn 25% Cashback Bonus at H&R Block online
Earn 5% Cashback Bonus at 7 For All Mankind online
Earn 5% Cashback Bonus at A Pea in the Pod online
Earn 5% Cashback Bonus at Abt.com
Earn 5% Cashback Bonus at ACE Hardware online
Earn 5% Cashback Bonus at Advance Auto Parts online
Earn 5% Cashback Bonus at Aeropostale online
Earn 5% Cashback Bonus at Ann Taylor online
Earn 5% Cashback Bonus at Anthropologie online
Earn 5% Cashback Bonus at Apple online
Earn 5% Cashback Bonus at Avon online
Earn 5% Cashback Bonus at Backcountry.com
Earn 5% Cashback Bonus at Barnes & Noble online
Earn 5% Cashback Bonus at Bass Pro Shops online
Earn 5% Cashback Bonus at Beauty.com
Earn 5% Cashback Bonus at Bed Bath & Beyond online
Earn 5% Cashback Bonus at BestBuy.com
Earn 5% Cashback Bonus at Beyond the Rack online
Earn 5% Cashback Bonus at Bloomingdale's online
Earn 5% Cashback Bonus at Bluefly.com
Earn 5% Cashback Bonus at Bobbi Brown Cosmetics online
Earn 5% Cashback Bonus at buybuy BABY online
Earn 5% Cashback Bonus at Carson's online
Earn 5% Cashback Bonus at CB2 online
Earn 5% Cashback Bonus at Chadwick's online
Earn 5% Cashback Bonus at Chico's online
Earn 5% Cashback Bonus at Coach online
Earn 5% Cashback Bonus at Cost Plus World Market online
Earn 5% Cashback Bonus at Crate & Barrel online
Earn 5% Cashback Bonus at Darphin online
Earn 5% Cashback Bonus at Dell Home online
Earn 5% Cashback Bonus at Dell Small Business online
Earn 5% Cashback Bonus at Destination Maternity online
Earn 5% Cashback Bonus at Dillard's online
Earn 5% Cashback Bonus at Dockers online
Earn 5% Cashback Bonus at drugstore.com
Earn 5% Cashback Bonus at Eastbay online
Earn 5% Cashback Bonus at Eddie Bauer online
Earn 5% Cashback Bonus at Estee Lauder online
Earn 5% Cashback Bonus at Express online
Earn 5% Cashback Bonus at GameStop.com
Earn 5% Cashback Bonus at GAP online
Earn 5% Cashback Bonus at Golfsmith online
Earn 5% Cashback Bonus at Gordon's Jewelers online
Earn 5% Cashback Bonus at Gourmet Gift Baskets online
Earn 5% Cashback Bonus at Groupon online
Earn 5% Cashback Bonus at Guess online
Earn 5% Cashback Bonus at Guitar Center online
Earn 5% Cashback Bonus at Hammacher Schlemmer online
Earn 5% Cashback Bonus at Hanes online
Earn 5% Cashback Bonus at Hanna Andersson online
Earn 5% Cashback Bonus at Harbor Freight Tools online
Earn 5% Cashback Bonus at Harry & David online
Earn 5% Cashback Bonus at Home Decorators Collection online
Earn 5% Cashback Bonus at Homedepot.com
Earn 5% Cashback Bonus at HP.com
Earn 5% Cashback Bonus at HSN online
Earn 5% Cashback Bonus at J Crew Factory online
Earn 5% Cashback Bonus at J.Crew online
Earn 5% Cashback Bonus at J.ill online
Earn 5% Cashback Bonus at JCPenney online
Earn 5% Cashback Bonus at Jo Malone London online
Earn 5% Cashback Bonus at Jos. A. Bank online
Earn 5% Cashback Bonus at Justice & Brothers online
Earn 5% Cashback Bonus at Kiehl's online
Earn 5% Cashback Bonus at Kmart online
Earn 5% Cashback Bonus at Kohl's online
Earn 5% Cashback Bonus at L.L.Bean online
Earn 5% Cashback Bonus at LAB SERIES online
Earn 5% Cashback Bonus at Lancome online
Earn 5% Cashback Bonus at Lands' End online
Earn 5% Cashback Bonus at LeapFrog online
Earn 5% Cashback Bonus at LEGO online
Earn 5% Cashback Bonus at Levi's online
Earn 5% Cashback Bonus at LivingSocial online
Earn 5% Cashback Bonus at LOFT online
Earn 5% Cashback Bonus at Lumber Liquidators online
Earn 5% Cashback Bonus at Madewell online
Earn 5% Cashback Bonus at Mattel online
Earn 5% Cashback Bonus at Michaels online
Earn 5% Cashback Bonus at Moosejaw online
Earn 5% Cashback Bonus at Motherhood Maternity online
Earn 5% Cashback Bonus at Neiman Marcus Last Call online
Earn 5% Cashback Bonus at Neiman Marcus online
Earn 5% Cashback Bonus at New York & Company online
Earn 5% Cashback Bonus at Nordstrom.com
Earn 5% Cashback Bonus at Office Depot® Office Max® online
Earn 5% Cashback Bonus at Ojon Hair Treatments online
Earn 5% Cashback Bonus at OLD NAVY online
Earn 5% Cashback Bonus at Omaha Steaks online
Earn 5% Cashback Bonus at Origins online
Earn 5% Cashback Bonus at Panasonic online
Earn 5% Cashback Bonus at Paper Source online
Earn 5% Cashback Bonus at pcRush.com
Earn 5% Cashback Bonus at Perry Ellis online
Earn 5% Cashback Bonus at Pier 1 Imports online
Earn 5% Cashback Bonus at Piperlime online
Earn 5% Cashback Bonus at QVC online
Earn 5% Cashback Bonus at Rakuten.com
Earn 5% Cashback Bonus at Ralph Lauren online
Earn 5% Cashback Bonus at Samsung online
Earn 5% Cashback Bonus at Sony online
Earn 5% Cashback Bonus at Staples online
Earn 5% Cashback Bonus at The Body Shop online
Earn 5% Cashback Bonus at The Children's Place online
Earn 5% Cashback Bonus at The Container Store online
Earn 5% Cashback Bonus at The Land of Nod online
Earn 5% Cashback Bonus at The Limited online
Earn 5% Cashback Bonus at The Sports Authority online
Earn 5% Cashback Bonus at Things Remembered online
Earn 5% Cashback Bonus at TigerDirect.com
Earn 5% Cashback Bonus at Timberland online
Earn 5% Cashback Bonus at Tory Burch online
Earn 5% Cashback Bonus at Toshiba online
Earn 5% Cashback Bonus at Tumi online
Earn 5% Cashback Bonus at UGG online
Earn 5% Cashback Bonus at Ulta Beauty online
Earn 5% Cashback Bonus at Vera Bradley online
Earn 5% Cashback Bonus at Victoria's Secret online
Earn 5% Cashback Bonus at Walgreens online
Earn 5% Cashback Bonus at Walmart online
Earn 5% Cashback Bonus at White House Black Market online
Save $1 at Ryan's
Save up to 55% off Hotels at priceline
Up to $20 off at TurboTax
Up to $25 gift card at Sam's Club

--

January 27, 2015

105 Years of Text Book Cost Inflation

(click image for full size)
I found the attached price list for text books in an old textbook from 1909.    That was 105 years ago.   I thought it was interesting.   Textbooks back then were as little as 25¢   The average of the numbers listed there is $1.17.

Textbooks cost a little bit more today.   I found in an article from Kiplinger that the new textbooks were $72 average last year.   I'm not too confident in that number as it seems lowish to me and I don't' see a source cited but I think $72 isn't unbelievable.  

If textbooks were $1.17 in 1909 and $72 today then that equates to a 4% annual increase rate over 105 years.    The inflation data from CPI only seems to go to 1913 but thats fairly close to 1909 for my purposes so I'll call it good enough.     Inflation from 1913 to 2014 was 3.2% per year cumulative.

4% versus 3.2% doesn't seem like a big difference but over 100 years that matters a lot.    If textbooks had only gone up 3.2% over 105 years then they'd be around $32 today but they're more than double that. 

Note : This is mostly anecdotal information for fun.  I only have one list of prices from one publisher and all the books are in the science field. 

--

January 26, 2015

Amazon Mom, Student & Prime Free Trials



If you haven't joined Amazon Prime then you can start a free 30 day trial of the program :

Join Amazon Prime - Listen to Over a Million Songs - Start Free Trial Now


If you're a Mom (or Dad) or Student then are programs specific to you as well that include the benefits of Prime.

The first deal is Amazon Mom.

Amazon Mom is for moms or dads or any caregivers of children.   You can get a free month of prime benefits in their trial.  After that it will convert to a regular prime account.

Try Amazon Mom for Free

Amazon Mom gives you :

Prime Benefits Provided During the 30-Day Free Trial

Free Two-Day Shipping on millions of items.
Unlimited instant streaming of thousands of movies and TV shows.
Unlimited, ad-free access to over a million songs and hundreds of playlists.
A Kindle book to borrow for free each month from the Kindle Owners’ Lending Library.
Other Prime benefits, including the ability to invite up to four household members to share your Prime shipping benefits for free.

Amazon Mom Exclusive Benefits During the 30-Day Free Trial

20% off diapers with a Subscribe & Save subscription. This discount includes a 5% Subscribe and Save discount plus a 15% Amazon Mom member discount. The maximum discount on diapers is 20%, regardless of the number of Subscribe and Save items arriving on your monthly delivery day.
A 15% baby registry completion discount. The 15% baby registry completion discount is available 30 days before your child’s arrival date and can be redeemed on eligible items from your Amazon.com baby registry.
Access to Amazon Mom exclusive discounts and deals.

Benefits After the 30-Day Free Trial

At the end of the 30-day free trial, Amazon Mom members will continue to receive the Amazon Prime and Amazon Mom Free Trial benefits listed above for $99 a year.

Amazon Student

The next program is Amazon student.   This is of course for students and you do have to provide proof that you're a currently enrolled student.

Join Amazon Student FREE Two-Day Shipping for College Students

Amazon student is free for 6 months and then shifts to a paid membership.   They give you Amazon prime benefits for $49 a year rather than the normal $99 charge.

For full detail see the description of the Student program from Amazon help page.





-- 
If it ain't obvious, this article contains several referral links which will hopefully pay this site fat commissions for purchases made at the sites.   So please click on the links so I can make some money!

January 25, 2015

UpDown Performance for 2014

Practice invest


Once in a while I remember that I have an Updown portfolio.  Quite a while ago back in 2008 I started my portfolio at Updown and then I played and tracked my stocks pretty regularly for a while.   Then I got busy, lazy, forgot, and then I neglected it.   The portfolio has been sitting there since without any active trades for a while.

My annualized return 11%
Total performance + 77.8%

Monthly and total performance for 2014 :



Freeby50 S&P 500 diff.
Jan-14 -1.9% -3.6% 1.7%
Feb-14 1.3% 4.3% -3.0%
Mar-14 2.7% 0.7% 2.0%
Apr-14 0.5% 0.6% -0.1%
May-14 0.3% 2.1% -1.8%
Jun-14 0.6% 1.9% -1.3%
Jul-14 0.3% -1.5% 1.8%
Aug-14 2.5% 3.8% -1.3%
Sep-14 -1.70% -1.60% -0.1%
Oct-14 -0.20% 2.30% -2.5%
Nov-14 2.40% 2.40% 0.0%
Dec-14 2.10% -0.40% 2.5%
Cumulative 9.10% 11.20% -2.1%

Again I got beat by the index.  

My portfolio returned 9.1% in the year and the S&P500 gained 11.2%.

My portfolio wasn't build for a buy and hold strategy initially.   Maybe if I'd set out to have a long term buy and hold portfolio I might have done better, but I really don't know.   As it is, my portfolio wasn't setup so that it would be safe to let it sit neglected for years.

There isn't any real point to this now.   I'm honestly just tracking it out of curiosity sake to see how a neglected portfolio of stocks might perform over the years.


Cash in my account is now up to about 16% of my holdings.   Thats not intended and has happened due to dividend payouts going straight into cash and then sitting there doing nothing.     I figure that if I'd have been fully invested then my return would have been ~0.7% better give or take.


In my current portfolio my best pick is now WDC which is up 156%.   I paid 41.82 in April 2011 and its now at 106.37   Updown says my worst is SB which is down 33%.  But its a little complex and I'm not sure its as simple as Updown thinks.  I bought some, sold some and then bought some.   For the stock I bought it cost me 8.09 and now its down to 3.75.  However I sold some of my holdings at 9.60.

I also did pretty well with HPT.  I originally bought at 10.08 in  Oct '08.   I then sold most of it off for 20-26 range from Dec. '09 to April '10.   I more than doubled my money in that time period and I still have about 10% of the shares I originally bought currently trading at $32.71.

I've got other stocks in my trading history that I no longer own like HOG and others.   But I'd have to go do more research to see what all I traded in and how they performed.  I know I nearly doubled my money in HOG.



--This article may contain referral links which pay this site a commission for purchases made at the sites.

Blog Widget by LinkWithin