December 5, 2016

$15 Toys R Us Gift Card with Purchase of $15 Gift Card for New TopCashBack Members

If you sign up for TopCashBack as a new member you can get a $15 Toys R Us gift card after purchase of a $15 Toys R Us gift card.

Use my referral link to sign up.*

To get the deal :
Join TopCashback and sign up for a FREE account.
Follow the 'get offer now' link at the link above to go to Toys R Us
Purchase a mail delivered $15.00 Toys R Us gift card.   Note this has to be a MAIL delivered card, not an egift emailed card.
Shortly after you've made your transaction, you will see the transaction in your TopCashback account.
Once confirmed, your transaction will become payable within 14 days.


Open until 11:59pm PT on Dec. 6th 2016 or supplies run out whichever happens irst



*I do get a referral bonus if you sign up using my link, so I thank you to do so.

--This article may contain referral links which pay this site a commission for purchases made at the sites.

November 11, 2016

Best of Blogs for Week of November 11th

Every Friday afternoon I share some of the more interesting or notable posts that I have seen in the personal finance blogs and other sources for the past week

DoughRoller tells us How to Get Out of a Bad Variable Annuity

The Big Picture shares Picking Investments is Nothing Like Buying a New Car which they picked up from Visual Capitalist

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November 4, 2016

Best of Blogs for Week of November 4th

Every Friday afternoon I share some of the more interesting or notable posts that I have seen in the personal finance blogs and other sources for the past week

ESI money shares their thoughts on How to Select a College


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November 2, 2016

Annual Increase In Per Capita Health Care Spending 2001 to 2014

Not too long ago healthcare spending was going up around 8% a year.    That has slowed down recently.   I thought it would be interesting to see the rate of change in per capita spending recently.

I got the data on the CMS site where it says that "The National Health Expenditure Accounts (NHEA) are the official estimates of total health care spending in the United States."

Annual rate of increase in per capita spending :




2001 7.5%
2002 8.6%
2003 7.6%
2004 6.3%
2005 5.8%
2006 5.5%
2007 5.5%
2008 3.7%
2009 3.0%
2010 3.1%
2011 3.1%
2012 3.0%
2013 2.1%
2014 4.5%

They only have data up to 2014 so far.

The most recent 5 years have been going up ~3% a year.    However during those years inflation in general was only averaging about half of that in the 1-2% range.
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