December 17, 2013

Gift Card Options For Redeeming Discover Card Cash Back

One way to get more out of your cash back from Discover card is to redeem your rebate for a gift card.   They have over 150 merchants that offer discounted gift cards.

Below is the list of merchants currently offered.  I also figured the return rate of the gift card as far as money you get / amount of rewards required.   Most of the cards are $20 for $25 or $45 for $50.   Many merchants also offer larger values such as $20 for $25 and $40 for $50 but I only listed the lowest amount offered.   The larger amounts offered seem to be just multiples of the minimum.

To maximize your reward you should find the merchant(s) that you KNOW you'll use the most that have the highest return.  I've sorted the list by return so you can go down the list and pick out the merchant thats highest that you know you'd use.    Rental cars like Alamo, Enterprise or National are good candidates if you travel much.    Past that I would imagine most people would benefit most from AMC movies or one of the restaurants or clothing retailers in the 125% range.

This list is likely to change of course.

Merchant Return Cost Value
Tauck Tours 300%  $ 100  $  300
Alamo Rent a car 200%  $   20  $    40
Big City Chefs 200%  $   40  $    80
Carnival Cruises 200%  $   40  $    80
Celebrity Cruises 200%  $   40  $    80
Enterrpise Rent a car 200%  $   20  $    40
FTD 200%  $   20  $    40
Great American Days 200%  $   20  $    40
Holland America 200%  $   40  $    80
Kalamazoo 200%  $ 100  $  200
Mrs. Fields 200%  $   20  $    40
National car rent 200%  $   20  $    40
Norwegian Cruise 200%  $   40  $    80
Princess Cruises 200%  $   40  $    80
Royal Caribbean International 200%  $   40  $    80
Samsonite 200%  $   20  $    40
Sandals Resorts 200%  $   20  $    40
Universal Orlando 200%  $   20  $    40
Brookstone 150%  $   20  $    30
Ohama Steaks 150%  $   20  $    30
Sunglass Hut 150%  $   20  $    30
1800 Baskets 125%  $   20  $    25
1800 flowers 125%  $   20  $    25
A Pea in the Pod 125%  $   20  $    25
Aerie 125%  $   20  $    25
Aeropostale 125%  $   20  $    25
AMC theatres 125%  $   20  $    25
American Eagle 125%  $   20  $    25
Athleta 125%  $   20  $    25
Banana Republic 125%  $   20  $    25
Bath & Body Works 125%  $   20  $    25
Bed Bath and Beyond 125%  $   20  $    25
Black Angus Cattle Company 125%  $   20  $    25
Brooks Brothers 125%  $   20  $    25
Buca di Beppo 125%  $   20  $    25
Burlington Coat factory 125%  $   20  $    25
Callaway 125%  $   40  $    50
Champs Sports 125%  $   20  $    25
Cheryls Cookies 125%  $   20  $    25
Coldwater Creak 125%  $   20  $    25
Crutchfield 125%  $   20  $    25
Destination Maternity  125%  $   20  $    25
Eddie Bauer 125%  $   20  $    25
Express 125%  $   20  $    25
Fannie May 125%  $   20  $    25
Foot action 125%  $   20  $    25
Foot locker 125%  $   20  $    25
GAP 125%  $   20  $    25
GlobalHotelCard 125%  $   40  $    50
Hickory Farms 125%  $   20  $    25
J Jill 125%  $   20  $    25
Kohl's 125%  $   20  $    25
Lands End 125%  $   20  $    25
Lane Bryant 125%  $   20  $    25
Lids 125%  $   20  $    25
LL Bean 125%  $   20  $    25
Lobster Gram 125%  $   20  $    25
Mario Tricoci 125%  $   20  $    25
Motherhood Maternity 125%  $   20  $    25
Nike 125%  $   20  $    25
Old Navy 125%  $   20  $    25
pep Boys 125%  $   20  $    25
Pier 1 imports 125%  $   20  $    25
Piperlime 125%  $   20  $    25
ProFlowers 125%  $   40  $    50
Red Door Spa 125%  $   20  $    25
redEnvelope 125%  $   40  $    50
Sally Beauty 125%  $   20  $    25
Sharis Berries 125%  $   40  $    50
Shutterfly 125%  $   20  $    25
Spa Finder 125%  $   40  $    50
Staples 125%  $   20  $    25
Talbots 125%  $   20  $    25
The Childrens Place 125%  $   20  $    25
The Container Store 125%  $   20  $    25
The Limited 125%  $   20  $    25
The Popcorn Factory 125%  $   20  $    25
Timberland 125%  $   20  $    25
Toms  125%  $   20  $    25
Under Armour 125%  $   20  $    25
VUDU 125%  $   20  $    25
Ace Hardware 111%  $   45  $    50
Applebees 111%  $   45  $    50
Autozone 111%  $   45  $    50
BahamaBreeze 111%  $   45  $    50
Barnes & Noble 111%  $   45  $    50
Bass Pro Shops 111%  $   45  $    50
Bergners 111%  $   45  $    50
Best Western 111%  $   45  $    50
Bon Ton 111%  $   45  $    50
Bonefish Grill 111%  $   45  $    50
Boston Market 111%  $   45  $    50
Boston Store 111%  $   45  $    50
Bubba Gump 111%  $   45  $    50
Buffalo Wild Wings 111%  $   45  $    50
Build a Bear 111%  $   45  $    50
Carrabbas Italian grill 111%  $   45  $    50
Carson Pirie Scott 111%  $   45  $    50
Chart House 111%  $   45  $    50
Cheesecake Factory 111%  $   45  $    50
Chilis 111%  $   45  $    50
Chipotle 111%  $   45  $    50
Claim Jumper 111%  $   45  $    50
Cracker Barrel 111%  $   45  $    50
CVS pharmacy 111%  $   45  $    50
Dave & Busters 111%  $   45  $    50
Dell 111%  $   45  $    50
Dillards 111%  $   45  $    50
Dominos Pizza 111%  $   45  $    50
Einstein Bros 111%  $   45  $    50
Elder Beerman 111%  $   45  $    50
Flemings Prime Steakhouse 111%  $   45  $    50
Gamestop 111%  $   45  $    50
Groupon 111%  $   45  $    50
Guitar Center 111%  $   45  $    50
Herbergers 111%  $   45  $    50
Hobby Lobby 111%  $   45  $    50
HomeGoods 111%  $   45  $    50
IHOP 111%  $   45  $    50
JCPenney 111%  $   45  $    50
Jiffy lube 111%  $   45  $    50
Kmart 111%  $   45  $    50
Lanry's Seafood 111%  $   45  $    50
Longhorn Steakhouse 111%  $   45  $    50
Lowe's 111%  $   45  $    50
Macy's 111%  $   45  $    50
Maggianos Little Itay 111%  $   45  $    50
Marshalls 111%  $   45  $    50
McCormick & Schmicks 111%  $   45  $    50
Mortons Steak 111%  $   45  $    50
Niemans Marcus 111%  $   45  $    50
Olive Garden 111%  $   45  $    50
On the Border 111%  $   45  $    50
Outback Steakhouse 111%  $   45  $    50
Overstock.com 111%  $   45  $    50
Panera Bread 111%  $   45  $    50
Pottery Barn 111%  $   45  $    50
QVC 111%  $   45  $    50
Rainforest Café 111%  $   45  $    50
Red Lobster 111%  $   45  $    50
Red Robin 111%  $   45  $    50
Reegis Salons 111%  $   45  $    50
Regal entertainment 111%  $   45  $    50
Romanos Macaroni Grill 111%  $   45  $    50
Roys 111%  $   45  $    50
Ruths Chris Steak house 111%  $   45  $    50
Saltgrass Steak 111%  $   45  $    50
Sears 111%  $   45  $    50
Sephora 111%  $   45  $    50
Sports Authority 111%  $   45  $    50
Starbucks 111%  $   45  $    50
Texas Roadhouse 111%  $   45  $    50
TGI Fridays 111%  $   45  $    50
The Oceanaire Seafood Room 111%  $   45  $    50
TJ Maxx 111%  $   45  $    50
west elm 111%  $   45  $    50
Williams-Sonoma 111%  $   45  $    50
Younkers 111%  $   45  $    50
Zappos 111%  $   45  $    50
Shell 107%  $   70  $    75
Whole Foods 107%  $   70  $    75

I typed up the list manually from the Discover site so pardon any spelling errors in merchant names.

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