I think a lot of people still associate 65 years as being the normal (full) retirement age for Social Security. But that hasn't been the case for people retiring for many years.
For most people now the full retirement age is 67 years.
The statement you get from Social Security will list your full retirement age, but if you don't know it you can look below. If you are between 56 and 73 years old then it 66 plus a number of months depending on your exact age.
Below is a table that I directly copy/pasted right off the Social Security website:
Year of Birth * | Full Retirement Age |
---|---|
1937 or earlier | 65 |
1938 | 65 and 2 months |
1939 | 65 and 4 months |
1940 | 65 and 6 months |
1941 | 65 and 8 months |
1942 | 65 and 10 months |
1943--1954 | 66 |
1955 | 66 and 2 months |
1956 | 66 and 4 months |
1957 | 66 and 6 months |
1958 | 66 and 8 months |
1959 | 66 and 10 months |
1960 and later | 67 |
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