My Updown account is currently down 0.2% for January. The S&P 500 was down 3.7% that month. I beat the index by 3.5% which is not bad.
Overall I'm up a total of 4.8% since I started in March 2008.
I didn't make many trades this past month. I bought some Verizon at $30.80. It is one of the stocks I had considered buying for my real world Roth IRA.