November 25, 2009

Should I Buy Cancer Insurance?

What is cancer insurance? Basically cancer insurance is insurance that covers treatment costs related to having cancer. It only covers cancer and doesn't cover other forms of illness or injury.

Do you need it?


Why not? Cancer insurance would be basically redundant to normal health insurance. If you already have health insurance then you don't really need cancer insurance because your health insurance will cover cancer treatment. If you don't have health insurance then you should get it instead of and before you get ailment specific insurance like cancer insurance.

So the better solution is to get good health insurance.

The state of Wisconsin has a page on cancer insurance. One thing it points out is that 7 out of 10 Americans will never get cancer. Everyone needs health insurance. Most of us won't need cancer insurance. If you get health insurance you'll be covered either way and since you really do need health insurance you should get it.

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