June 13, 2016

500 Amazon Coins ($5 value) for $1

The current HumbleBumble deal has 500 Amazon coins for the "Pay what you want" price.    The minimum you can pay is $1.    So you can get 500 coins (worth $5 in app purchases) for $1.    There are several other game items on the list, but nothing too special as far as I can see.   But look for yourself, maybe you'll find other value.

Id' only recommend this if you've got something you particularly want on the Amazon app store that costs money and is worth spending money on.   Theres tons of free apps out there so paying for apps is often wasting money.    But theres exceptions.

Here's a link :   E3 digital ticket

Or go to Humblebumble.com and follow the links to the game bundles.

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June 12, 2016

Large Business Percent of Jobs and Payroll By State

Nationally most jobs and most wages are at big companies (over 500 employees).    52% of all jobs and 58% of all wages in the USA are from big companies.    But of course it varies by state.    In Montana only 32% of jobs are from big companies and its 59% in Nevada.      Montana again has the lowest wages from big companies at 39% and at the other end Georgia has the most wages at 62%.

I found data on employment based on firm size data on the SBA website.   Specifically :  Table 1- Number of firms, establishments, employment, and payroll by firm size, state, and industry

The following table shows the % of jobs that are with big companies and the % of wages earned by workers of big companies.

State jobs pay
Alabama 52% 56%
Alaska 46% 53%
Arizona 55% 61%
Arkansas 51% 58%
California 50% 58%
Colorado 51% 58%
Connecticut 51% 59%
Delaware 54% 61%
District of Columbia 52% 57%
Florida 57% 60%
Georgia 56% 62%
Hawaii 48% 52%
Idaho 44% 51%
Illinois 53% 58%
Indiana 53% 59%
Iowa 51% 55%
Kansas 48% 54%
Kentucky 54% 59%
Louisiana 46% 52%
Maine 43% 48%
Maryland 49% 54%
Massachusetts 54% 60%
Michigan 49% 55%
Minnesota 52% 60%
Mississippi 52% 57%
Missouri 52% 59%
Montana 32% 39%
Nebraska 52% 58%
Nevada 59% 60%
New Hampshire 48% 51%
New Jersey 50% 58%
New Mexico 45% 50%
New York 49% 58%
North Carolina 54% 61%
North Dakota 41% 49%
Ohio 53% 60%
Oklahoma 47% 53%
Oregon 44% 53%
Pennsylvania 53% 59%
Rhode Island 45% 50%
South Carolina 53% 58%
South Dakota 41% 46%
Tennessee 56% 60%
Texas 54% 60%
Utah 53% 57%
Vermont 41% 41%
Virginia 53% 58%
Washington 48% 58%
West Virginia 49% 56%
Wisconsin 49% 56%
Wyoming 38% 47%
United States 52% 58%


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June 10, 2016

Best of Blogs for Week of June 10th

Every Friday afternoon I share some of the more interesting or notable posts that I have seen in the personal finance blogs and other sources for the past week

MyMoneyBlog discusses If The Best Investors Do Nothing, Are the Next Best on Target Fund Auto-Pilot? which includes this "They found that the best investors were the people who had either forgotten they had an account in the first place — or were dead!"

BLS tells us that Quits account for 58 percent of all separations in April 2016

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June 9, 2016

Amazon Subscribe and Save Filler Items Under $2 for June 2016

Updated list of items under $2 eligible for Amazon Subscribe & Save :

Lots of good variety in the list right now...

Glade Solid Air Freshener, Honeysuckle Nectar, 6.0 Ounce = $0.84

Tom's of Maine Toothpaste Clean Mint Simply White, Trial Size, 0.9 Ounce = $1.10

TetraBetta Plus Floating Mini Pellets = $1.22

Pringles Nacho Cheese Tortilla Chips, 6.42 Ounce = $1.27

Suave Antiperspirant Deodorant, Shower Fresh 2.6 oz = $1.27

Vidal Sassoon Bobby Pins, Brown, 60 Count = $1.31

Pac-Kit 12-015 Antiseptic Povidone PVP Iodine Wipe (Box of 10) = $1.33

Pac-Kit 1-009 Fabric Adhesive Light Woven Flexible Knuckle Bandage, 3" Length x 1-1/2" Width (Box of 8) = $1.46



Vaseline Lip Therapy, Creme Brulee 0.25 oz = $1.52
True Lime Limeade Stick Pack, Black Cherry, 10 Count (1.06oz) = $1.76

Special Tea Loose Leaf Black Tea, Cinnamon Roll, 1 Ounce = $1.90

GoodSense Nasal Decongestant Phenylephrine HCl 10 mg tablets, 72-count = $1.94

Zwipes Microfiber Glass and Window Cleaning Cloth, 2 Count = $1.95

I'm citing the price for each item including the 15% discount that you'd get with 5 items which is the point here.

I try to list a variety of items so you'll have a better chance of seeing something on this list that you'd actually get use out of so its not just bought and wasted.

Warning :  If you use items off this list then make sure to watch them and cancel your subscription if you no longer want them or if the prices go up.   The cheap items I find seem to change pretty quickly so they may have large price hikes or be removed from the subscribe and save program.

Prices change!   Note the list will get out of date within days or weeks.  I'll probably post a newer list before all of the above items are gone or have price increases.  But if you can't find something good here you can always go to Amazon and search for Subscribe & Save and sort based on prices and poke around to find something cheap to use as a filler.

I've discussed before how you can get a  better discount on Amazon Subscribe and Save purchases if you order 5 items at once.  However if you don't buy a lot of stuff then it can be hard to come up with a 5 item order.   However if your products are worth enough then it can be worth it to add some filler items to get up to 5 items to get the 15% discount. 

Say for example, you want to buy a couple cases of Pampers Swaddlers Diapers  that run $45.97 each with a normal purchase.   With Subscribe and save you'd get a 5% discount.to get the price down to $43.67.    But if you have 5 items in your S&S order then it is only $36.78 or a $6.89 savings.   And if you're buying two of those then thats double or $13.78.    Adding the 4 cheapest items listed here to the S&S order would only cost you $4.99 total with the 5 item discount so its worth buying those items to get you a net savings of $8.79.

Note if you don't want the filler items and only use them to get a 5 item discount then you can of course always give away the food items to someone you know or donate them to the local food bank.


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