Top Personal Finance Blog List at Money Crashers

Money Crashers has a list of Top Personal Finance Blogs. 

Free By 50 comes in at #231 on their list.    There are 476 blogs on the list so thats not too bad.  



The ranks are a compilation of various statistics that track readership and traffic levels.

There are a lot of great blogs on that list.   I read 8 of the top 20 blogs myself. Its a pretty cool list, check it out.

Suze Orman Thinks Housing Prices Will Drop 66%

The other day I was watching an episode of Suze Orman.  Suze thinks seems to think that you shouldn't buy a house now cause her opinion is that housing prices are going to go down even more.    In fact she seems to think that its reasonable to expect a home to potentially lose 2/3 of its value.   She gave the example of a home in Tampa, FL that used to cost $750,000 but was now $150,000.    That sounds like a pretty good price right?   Well according to Suze it isn't cause it could go down to $50,000.   Her "logic" was that a neighbor who was desperate to sell might try to sell their house at $100,000.   Then if the house didn't sell right away then they might drop to $50,000.   Presto wammo your house is now lost 67% of its value and is only worth $50,000. 



The whole scenario just doesn't seem realistic at all.   If you were house shopping and looking at homes for $150,000 and you saw an equivalent house at $100,000 then wouldn't you jump at such a bargain price?   On the other hand if you were selling a home why would you discount it 33% right off the bat?   Even worse if your heavily discounted house didn't sell right away then why would you hastily slash the price in half?  I just don't think this scenario is very serious.   I admit its possible that housing prices could drop a lot, but then anything is possible.  

I don't know if Suze really thinks this is how housing market really works or if its just total hyperbole meant to scare everyone away from buying a house.   Honestly it seems like fear mongering to me.   I don't think the housing market is in great shape but I do think we are close to the bottom at this point.   Prices could go down some more but I don't see values going down significantly.

FREE Amazon Prime for Students and Moms

Here are 2 ways to get free 2 day shipping on Amazon.

Amazon Student : Any college or university student can join Amazon Student   You have to have an email with .edu to confirm eligibility.  Its free to join.   If you're an Amazon Student member then you get free 2 day shipping for 12 months.  You can learn more about it here

Amazon Mom's : Another totally free program is Amazon Mom.   This program is actually open for any parent or caregiver so Dad's and guardians can join Amazon Mom's too.    The program is targeted at parents of babies or toddlers but parents with children of any age can actually join too.  Amazon Mom's get free 2 day shipping.   Also you can save 30% off select diapers and wipes and 15% off most other items if you sign up for a subscription.   The subscription program at Amazon is where they mail you a package every so many months.  For example you can get a new box of diapers ever 1 or 2 months as you need them.


Note: the Amazon Prime benefits you get in these programs do NOT include all the benefits of paid Prime membership.  You do not get the free online streaming video.  There may be other benefits you don't get as well.

27% cash back at 4inkjets

Today's daily double deal at Ebates is 27% cash back at 4inkjets.    4inkjets sells inkjet printer cartridges

You can also get 10% off with discount promo codes at Retailmenot.com     The 10% off codes do not work with OEM original ink cartridges just the remanufactured types.

Between the 10% off from the promo code and the 27% cash back thats a total 34% discount.

I haven't used 4inkjets myself but I did a quick search for reviews and theres some pretty positive ratings for them.  I found :
4.5 out of 5 at epinions with over 6000 reviews and an inkjet review website gave them an A+

I've just placed an order myself for color and black cartridges for our printer.


To get the 27% cash back you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the 4inkjets site before you do your shopping.    To get the 10% discount you have to use one of the promo codes (like 'BEACH22' ) found on Retailmenot.com.   Enter the promo code BEACH22 during checkout.  Note the promo codes do not work for OEM printer cartridges.

I also get a referral bonus if you use my links to sign up with Ebates.