400+ Stores Giving 15% Cash Back at Ebates Today

Today Ebates is celebrating its 15th anniversary by offering 15% cash back across 400+ stores.

Some example stores you can get 15% at are : 

Macy's 

Dell

Overstock

Shoes.com

JCPenney

Dicks Sporting Goods

Lenovo

Ace Hardware

Avon

Some even higher like : 

ProFlowers 30% 

Magazines.com 45%

And a long list of others.

Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.  

-- *This article contains referral links which pay this site a commission for purchases made at the sites.

12% at Ebates on 500+ Stores Today

Ebates*  has 12% cashback promo on 500+ stores today. 

A few examples :


Barnes & Noble
Travelocity
Shutterfly
JCPenney
Levis
Staples
HP
priceline.com
Dell
Hanes
Mcafee at 48%
Mellissa and Doug
Microsoft (on digital goods)

..and many others.

The 12% promo rate is for today only.    Also make sure to check the specific merchants if they have limitations.  Like Microsoft store is "up to 12%" and they only give 12% on their digital goods.    Other merchants may have other caveats to the deal.

Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.  

-- *This article contains referral links which pay this site a commission for purchases made at the sites.

$25 SYW cash at Raise.com

Shopyourway is offering 25% cash back ( up to $25) on their online partners today.

Raise.com is one of the partners.    So you can use this deal to get $100 worth of gift cards at Raise.com and then get $25 back to spend at Sears or Kmart.

Note that the SYW cash does expire in 60 days.

Raise is also offering $10 off of a minimum $100 order today with the promo code CMRAISE.  However these might not stack.    The SYW rules say that 'coupon/promotional codes may void' the points.    Note I highlighted the word 'may' there which implies it might work.   Up to you if you want to risk using the promo.

To get the deal:
1. go to the SYW site 
2. find the Raise.com link there and follow it to Raise.com
3. Buy a gift card of any value from Raise.com
(optional step use the CMRAISE promo when buying, which might void the SYW points)


There are exclusions for the SYW points offer.


Terms & Conditions
Earn Shop Your Way points on qualifying purchases. Maximum points that can be
earned is $25 in points per member. Points valid for 60 days. Points awarded after
gift cards and discounts and before taxes and other fees are applied. Offer cannot
be combined with other Shop Your Way offers and promotions. Void if purchase is
cancelled or returned. Use of coupon/promotional codes may void Shop Your Way
Rewards. Must initiate offer online through ShopYourWay.com. Points may
require up to 10 days to be awarded. Not valid for Sears, Kmart and the following
partners: Energy Plus, LifeLock, Lingo, local restaurants, Sears licensed
businesses, Sirva Home Benefits, Sirva Mortgage and Home Depot. Offer valid for
original recipient only. We reserve the right to cancel or modify the offer at any
time in the event of fraud, abuse, unintended virality, or if technical or other issues
arise. By accepting Shop Your Way ® member benefits and offers, you agree to
the Shop Your Way terms and conditions, available at
www.shopyourway.com/terms.

--This article may contain referral links which pay this site a commission for purchases made at the sites.

500 Amazon Coins ($5 value) for $1 at HumbleBundle

The current E3 digital ticket game bundle on HumbleBundle has 500 Amazon coins included at the $1 purchase level.  500 coins would cost you $4.90 to buy at Amazon so this is basically $5 worth of app purchases.    You can get the bundle for as little as $1.   Of course you can pay more if you want to donate to the charity in question too.    There are some video game items too but it looks like "digital content" or downloadable content more than full games.

Note :  Make sure you've got a good use for Amazon coins.    Their app store doesn't have everything and theres plenty of free alternatives.    Some of the games I like aren't on Amazon at all.  


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$15 Toys R Us Gift Card with Purchase of $15 Gift Card for New TopCashBack Members

If you sign up for TopCashBack as a new member you can get a $15 Toys R Us gift card after purchase of a $15 Toys R Us gift card.

Use my referral link to sign up.*

To get the deal :
Join TopCashback and sign up for a FREE account.
Follow the 'get offer now' link at the link above to go to Toys R Us
Purchase a mail delivered $15.00 Toys R Us gift card.   Note this has to be a MAIL delivered card, not an egift emailed card.
Shortly after you've made your transaction, you will see the transaction in your TopCashback account.
Once confirmed, your transaction will become payable within 14 days.


Open until 11:59pm PT on Dec. 6th 2016 or supplies run out whichever happens irst

*I do get a referral bonus if you sign up using my link, so I thank you to do so.

--This article may contain referral links which pay this site a commission for purchases made at the sites.

I Just Saved 50¢ in One Minute

Actually I don't think it even took a full minute but I didn't time it to the second.    I saved that 50¢ by logging into the website of our grocery store and then licking on the 'load' button for a coupon for eggs.  Simple as that.  

I don't clip coupons much.   It hasn't usually proven to be very effective for me to use coupons.  I get the circular in the mail and flip through it and don't find any brands or products we want.   However Fred Meyers has a rewards club and a online site where you can load the coupons to your card electronically.    They've started to also give you coupons tailored to your shopping habits.  At least I assume they do so since they seem to frequently have coupons that exactly match the stuff we buy and even coupons for stuff I've bought in the past but haven't bought lately.   It all looks exactly like they're using my shopping habits to target coupons to entice me to continue to shop and buy more stuff.     The upside of that is I get coupons that I actually want and can use.  

It is also very easy to do it electronically with the website.   As I said the whole process took a minute or less.    I don't even have to remember to bring the coupons with me or sort through them at the store which makes it even easier.  

50¢ isn't a ton of money but it is certainly worth one minute's effort.   That works out to $30 per hour tax free.   I've previously gotten useful coupons worth $2-$5 so the 50¢ is pretty low.     Of course saving money by using coupons isn't news, but using a grocery store's website to load them to your reward card is new to me at least.    And while previously clipping paper coupons wasn't proving effective for me this method  actually does work.

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Amazon Subscribe and Save Filler Items Under $2 for August 2016

Updated list of items under $2 eligible for Amazon Subscribe & Save :

If you don't find anything of interest below you can also search using these category Quick links :
Grocery,  Health and Household,  Beauty and Personal Care, Home and Kitchen, Automotive, Industrial and Scientific, Pet Supplies

A lot of stuff available right now.   Several items under $1.25 and quite a few potentially useful things like a can of tuna, 2x toothbrushes, green electric tape, some super glue, paper plates, bandages and that 76¢ Dial soap.    There were so many things that I stopped looking and didn't bother to list them all.


Dial Liquid Hand Soap, Soothing Care, 7.5 Ounce = $0.76

Glade Solid Air Freshener, Honeysuckle Nectar, 6.0 Ounce = $0.87

Energizer Lithium Coin Watch/Electronic Battery Ecr2450 = $1.00

Tom's of Maine Toothpaste Clean Mint Simply White, Trial Size, 0.9 Ounce = $1.10

Kraft Ranch Dip, Dressing and Recipe Mix Packet, Thick and Creamy, 1.0 Ounce = $1.21

Vidal Sassoon Small Tuck Combs, Tortoise, 4 Count = $1.23

Purex 08993 Dryer Sheets, Mountain Breeze, 40 Count= $1.25

Pringles Nacho Cheese Tortilla Chips, 6.42 Ounce = $1.27

Suave Antiperspirant Deodorant, Shower Fresh 2.6 oz = $1.27

Vidal Sassoon Bobby Pins, Brown, 60 Count = $1.27

Scotch Vinyl Electrical Color Coding Tape 35, Green, 1/2" Width, 20 Foot Length (Pack of 1)= $1.31

Pac-Kit 12-015 Antiseptic Povidone PVP Iodine Wipe (Box of 10) = $1.33

Pillsbury Funfetti Neon Yellow Flavored, Vanilla, 15.6 Ounce = $1.34

Earth's Natural Alternative Wheat Straw Fiber, Tree Free 6" Plate, 20 Pack [paper plates] = $1.39

Reach Crystal Clean Firm Value Pack Adult Toothbrushes, 2 Count= $1.50

StarKist Selects Solid White Albacore Tuna in Water, 4.5 Ounce = $1.55

TetraBetta Plus Floating Mini Pellets = $1.52

Vaseline Lip Therapy, Creme Brulee 0.25 oz = $1.52

FELINE GREENIES Dental Treats for Cats Ocean Fish Flavor 2.5 oz. = $1.65

Air Wick Stick Ups Air Freshener, Sparkling Citrus, 2 Count= $1.69

Permatex 81737 Dr. Bond Super Glue, 2 g Tube Space-Saver = $1.69

Blue Coral 220064 High Foam Car Wash Concentrate, 20 oz. = $1.70

Bostitch Premium Standard Staples, Full-Strip, 0.25 Inch Leg, 5,000 per Box (SBS191/4CP) = $1.70

GoodSense Allergy Relief Loratadine Tablets, 10 mg, Antihistamine, 30-Count = $1.75

True Lime Limeade Stick Pack, Black Cherry, 10 Count (1.06oz) = $1.76

GoodSense Nasal Decongestant Phenylephrine HCl 10 mg tablets, 72-count = $1.76

Band-Aid Peanuts Assorted Adhesive Bandages, 20 Count = $1.86

Permatex 25575 Fast Orange Pumice Bar Hand Soap, 5.75 oz. Bar= $1.95

I'm citing the price for each item including the 15% discount that you'd get with 5 items which is the point here.

I try to list a variety of items so you'll have a better chance of seeing something on this list that you'd actually get use out of so its not just bought and wasted.

Warning :  If you use items off this list then make sure to watch them and cancel your subscription if you no longer want them or if the prices go up.   The cheap items I find seem to change pretty quickly so they may have large price hikes or be removed from the subscribe and save program.

Prices change!   Note the list will get out of date within days or weeks.  I'll probably post a newer list before all of the above items are gone or have price increases.  But if you can't find something good here you can always go to Amazon and search for Subscribe & Save and sort based on prices and poke around to find something cheap to use as a filler.

I've discussed before how you can get a  better discount on Amazon Subscribe and Save purchases if you order 5 items at once.  However if you don't buy a lot of stuff then it can be hard to come up with a 5 item order.   However if your products are worth enough then it can be worth it to add some filler items to get up to 5 items to get the 15% discount. 

Say for example, you want to buy a couple cases of Pampers Swaddlers Diapers  that run $45.97 each with a normal purchase.   With Subscribe and save you'd get a 5% discount.to get the price down to $43.67.    But if you have 5 items in your S&S order then it is only $36.78 or a $6.89 savings.   And if you're buying two of those then thats double or $13.78.    Adding the 4 cheapest items listed here to the S&S order would only cost you $4.99 total with the 5 item discount so its worth buying those items to get you a net savings of $8.79.

Note if you don't want the filler items and only use them to get a 5 item discount then you can of course always give away the food items to someone you know or donate them to the local food bank.


--This article may contain referral links which pay this site a commission for purchases made at the sites.

Shoebuy and Ebates : 12% cashback, 20% discount, Free Shipping PLUS Possible $5 cashback

One of the special deals I have in Ebates right now is for $5 cash back on Shoebuy with no minimum purchase.     These deals are YMMV so you may or may not see that deal.  

They also have 12% cashback and a coupon for 20% off with free shipping.   Thats about 30% discount combined.  

If you combine them all on a $50 item it comes out to about 40% net discount with free shipping.

Shoebuy prices may not be very competitive normally but you might find some good sale items or bargains.   I see some Pendelton t-shirts on sale for $15 which would be about $9 after discounts.


Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.   

--This article may contain referral links which pay this site a commission for purchases made at the sites.

Kindle eBook + Audible Is Cheaper than Audible

I just signed up for a 3 month free trial of Audible because Amazon gave a $10 credit for doing so.  

I noticed something while browsing the books on Audible.    It seems that if you buy a Kindle ebook and then add the Audible audio book the total cost is cheaper than buying the Audible audio book alone.

For example :

Game of Thrones : A Song of Ice and Fire, book 1 is $41.95 for the Audible book.    The Kindle ebook is $6.99.   You can get the Audible book for $12.99 if you buy the Kindle book first.   So the price for Kindle + Audible is $19.98.      Thats over 50% cheaper than just buying the Audible book.

Red Mars is $8.99 for the Kindle book.    You can get the Audible book for $3.99 after you buy the Kindle book.   Thats $12.98 total.    The price for the Audible book alone is $43.95.  

I looked at a few books and this seems to be the case generally.    I did see one book that was very cheap for the Audible at under $4 so that title was cheapest to just buy the Adible, but I expect it was a sale price.

--This article may contain referral links which pay this site a commission for purchases made at the sites.

5% Cashback today + Free Shipping at Walmart

Ebates has 5% cashback today at Walmart.    Walmart also has free shipping with no minimum.

And.. since its Prime Day, they also have some competitive sales deals to day at Walmart.

Ebates also has some other promo cash back deals today.  For example Newegg is 2%, JCPenney is 11%

Standard Ebates blurb: To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.   



--This article may contain referral links which pay this site a commission for purchases made at the sites.

$10 Amazon Credit For Trying Audible - Prime Members Only

Amazon has a $10 credit for signing up for a 3 month free trial of Audible.

Follow this link.


The deal is only available to Prime members.  If you're not a Prime member you can get a free trial.

You're under no obligation to use Audible and can cancel it.    That makes this deal basically a $10 money maker assuming you can use the Amazon credit.


fine print of the deal:
Limited time offer available to eligible Prime members. Offer limited to one per customer and account upon successful start of 3 month free trial. You will receive an e-mail from Amazon that indicates that the dollar amount of the credit has been added to your customer account. Promotional credit expires at 11:59 p.m. (PT) 90 days from day promotional credit is received. Promotional credit only applies to items sold and shipped by Amazon.com

--
This article may contain referral links which pay this site a commission for purchases made at the sites.

Amazon Subscribe and Save Filler Items Under $2 for June 2016

Updated list of items under $2 eligible for Amazon Subscribe & Save :

Lots of good variety in the list right now...

Glade Solid Air Freshener, Honeysuckle Nectar, 6.0 Ounce = $0.84

Tom's of Maine Toothpaste Clean Mint Simply White, Trial Size, 0.9 Ounce = $1.10

TetraBetta Plus Floating Mini Pellets = $1.22

Pringles Nacho Cheese Tortilla Chips, 6.42 Ounce = $1.27

Suave Antiperspirant Deodorant, Shower Fresh 2.6 oz = $1.27

Vidal Sassoon Bobby Pins, Brown, 60 Count = $1.31

Pac-Kit 12-015 Antiseptic Povidone PVP Iodine Wipe (Box of 10) = $1.33

Pac-Kit 1-009 Fabric Adhesive Light Woven Flexible Knuckle Bandage, 3" Length x 1-1/2" Width (Box of 8) = $1.46

FELINE GREENIES Dental Treats for Cats Ocean Fish Flavor 2.5 oz. = $1.61

Vaseline Lip Therapy, Creme Brulee 0.25 oz = $1.52

Pennant Red Pineapple Wedges, 8 Ounce = $1.68

Blue Coral 220064 High Foam Car Wash Concentrate, 20 oz. = $1.70

Wilton Pink Icing Tube = $1.70

Bostitch Premium Standard Staples, Full-Strip, 0.25 Inch Leg, 5,000 per Box (SBS191/4CP) = $1.70

GoodSense Allergy Relief Loratadine Tablets, 10 mg, Antihistamine, 30-Count = $1.75

True Lime Limeade Stick Pack, Black Cherry, 10 Count (1.06oz) = $1.76

Special Tea Loose Leaf Black Tea, Cinnamon Roll, 1 Ounce = $1.90

GoodSense Nasal Decongestant Phenylephrine HCl 10 mg tablets, 72-count = $1.94

Zwipes Microfiber Glass and Window Cleaning Cloth, 2 Count = $1.95

I'm citing the price for each item including the 15% discount that you'd get with 5 items which is the point here.

I try to list a variety of items so you'll have a better chance of seeing something on this list that you'd actually get use out of so its not just bought and wasted.

Warning :  If you use items off this list then make sure to watch them and cancel your subscription if you no longer want them or if the prices go up.   The cheap items I find seem to change pretty quickly so they may have large price hikes or be removed from the subscribe and save program.

Prices change!   Note the list will get out of date within days or weeks.  I'll probably post a newer list before all of the above items are gone or have price increases.  But if you can't find something good here you can always go to Amazon and search for Subscribe & Save and sort based on prices and poke around to find something cheap to use as a filler.

I've discussed before how you can get a  better discount on Amazon Subscribe and Save purchases if you order 5 items at once.  However if you don't buy a lot of stuff then it can be hard to come up with a 5 item order.   However if your products are worth enough then it can be worth it to add some filler items to get up to 5 items to get the 15% discount. 

Say for example, you want to buy a couple cases of Pampers Swaddlers Diapers  that run $45.97 each with a normal purchase.   With Subscribe and save you'd get a 5% discount.to get the price down to $43.67.    But if you have 5 items in your S&S order then it is only $36.78 or a $6.89 savings.   And if you're buying two of those then thats double or $13.78.    Adding the 4 cheapest items listed here to the S&S order would only cost you $4.99 total with the 5 item discount so its worth buying those items to get you a net savings of $8.79.

Note if you don't want the filler items and only use them to get a 5 item discount then you can of course always give away the food items to someone you know or donate them to the local food bank.


--This article may contain referral links which pay this site a commission for purchases made at the sites.

8"x8" Photo book From Shutterfly ($7.99 shipping) via DiscoverDeals

Discover Card is offering a free 8"8" hard back photo book at Shutterfly through their DiscoverDeals portal.    You do have to pay the $7.99 shipping charge.    $8 for a custom photo book is still a good deal though.  I've used Shutterfly a few times and their software works well.

You have to be a Discover card holder and log in to their site to use the Discover Deals.    If you search for shutterfly you'll find the offer there.    Offer expires June 30th


(no commission links here, but feel free to throw money at me through your monitor)

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$10 Cash Back at QVC from Ebates for NO Minimum Purchase YMMV, possible Money Maker

I just logged into my Ebates account and noticed an offer there for $10 cash back at QVC with $0 minimum purchase.

To find the offer I clicked on the link in the upper right hand corner to get to my account.    Then the offer was listed in the section "special bonus offer just for you"
From the wording there I'm thinking this might be a targeted offer but I'm not sure, so YMMV.

This could be a money maker.    QVC has some clearance items that are under $10 and some of them have free shipping.   I just bought a clothing item on clearance for $5.06 with free S/H and that should qualify me for the $10 cashback and then should net me $4.94.

Update 5/18 :    I can confirm the $10 bonus deal works.  I ordered the item yesterday for $5.06 and today I see a $10 credit in my Ebates account.  I also got the normal Ebates 1% cashback for shopping at QVC

Standard Ebates blurb:To get cash back from Ebates you need to be signed up with Ebates.  Then simply go to Ebates to get the referral to the store before you do your shopping.  I also get a referral bonus if you use my links to sign up with Ebates.   

--This article may contain referral links which pay this site a commission for purchases made at the sites.

Maximizing My Credit Card Rewards For Grocery Spending

I've got the Sallie Mae Barclay card that gives 5% cash back on grocery store spending for the first $250 a month spent.    I use that at grocery stores usually for at least one of our weekly grocery trips.  For the rest of our grocery spending I have used the Fidelity Amex card with its 2% rate on everything.

Sometimes its a little hard to juggle which card to use.   Usually on the first grocery trip of the month its a given I'd use the Sallie Mae card as one trip doesn't hit the $250 limit.    But what if the first trip is for $110 of groceries and the second trip is $200?   I usually do some quick math and figure the amount of rewards I'd get with either card.   With that example I would have $140 left on the 5% rate and then $60 at 1% for $7.60 on the Sallie card or $4 on the Fidelity so its smarter to use the Sallie card.  Unless.... I thought I might have some smaller grocery bills under $140 to max out the 5%.  It comes down to guesswork.

Last year in January I spent about $178 on the Sallie card and $369 on the Fidelity card.   I made $8.90 from Sallie and $7.38 from Fidelity for $16.28 total in rewards.  If I'd juggled it just right I could have put $248 on the Sallie and $299 on the Fidelity.  I would have only had to use my Sallie card for one more $70 purchase.   That would have given me $12.40 plus $5.98 for $18.38 total rewards.   Thats $2.10 more in rewards for picking the right card once.

Oh, and I had forgot that the Amex Blue cash card I've got actually gives 3% back in rewards so I should have used that all year and earned an extra point just for using that instead of the Fidelity.

I figure if I had optimized my cards for groceries that I could have gotten about $70 more in rewards over the year on grocery spending.

One way I can easily optimize the spending exactly is to start the month by using the Sallie mae card to buy a $250 gift card at our grocery store.   Then use that gift card for our groceries until it runs out and then put the rest on the Amex Blue cash.   This would give me the maximum rewards without having to do any math at all.   The downside of this is having to do that one extra transaction to buy the gift card first.

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$20 Cash Back on $20-40 Gift Card Purchase at Raise via TopCashBack (new users)

This is a special promo from TopCashBack.   The deal is for new TopCashBack users only.

If you buy a $20-40 gift card at Raise.com via TopCashBack then you'll get $20 cash back from TopCashBack.



Deal details :

- open until 11:59pm PT on Thursday, February 25, 2016
- available on gift cards priced between $20 and $40
- subject to supplies and shipping location availability
- applicable for online sales only, for purchases made directly after clicking through TopCashback.com


One per customer.

Note the links here are referral links and if you use these links to sign up with TopCashBack then I'll get a referral from them.
--This article may contain referral links which pay this site a commission for purchases made at the sites.

Costco Membership Plus $20 credit and AA batteries, other coupons - $55 at LivingSocial (new members)

LivingSocial has a deal right now for : Costco Membership + Bonus $20 Costco Cash Card and Coupons 

The deal is only for new members or people who haven't been a member since at least Oct. 2015.

The voucher costs $55 which is the same as the normal cost for a Costco membership.   But you also get $20 cash card, a 72 pack of AA batteries, a free pizza and some other items along with it.

If you use Discover Deals to buy the LivingSocial coupon then you can also get 10% cashback which will make your net cost $49.50.   Or you can look for other cash back portal deals at CashBackMonitor.  

If you ignore the batteries and pizza then this is like getting a Costco membership for net cost around $30, or almost half off.

--This article may contain referral links which pay this site a commission for purchases made at the sites.

How To Get Free Stuff From Sears and Kmart SYW Weekly Member Deals

I previously discussed how  I Got $165 Worth of Stuff at Sears / Kmart for $37 using Shop Your Way (SYW).    You can use SYW deals to get free stuff if you use the points to buy stuff you'd need anyway.  

Here are the steps you can use for free stuff ;

1. Sign up for SYW.  Its free.
2. Find a good cashback deal for Sears & Kmart.    You can use Cashbackmonitor.com  Right now Discover Deals offers 5% back for either store and eBates offers 3% as examples.
3. Look around the Kmart and Sears sites to find something you need or would buy normally that is a good price.  Household stuff you buy regularly like paper towels or soap might be a safe bet at Kmart.   You can also find good deals on clothing at Sears.      Make sure you can either pick up the item in store conveniently or that they offer shipping.  
4. Watch the weekly member deals at Sears and Kmart for 100% points items.   You'll want to find something that is useful to you in some way.   Don't worry about the prices paid since the plan is to get this stuff for free after the points.  The promotional points usually expire in a relatively short period (30 days commonly) so you'll need to use them quickly.
5.  Once you've found something worth getting for 100% at either store you can buy it.   If you want shipping then look to buy >$35 to take advantage of free shipping.    Use the cashback deal from step #2 as well for extra cash back.
6. After you've bought the 100% points items from step #5 you should get your points.
7. Take your points from 6 and use them to buy an item you identified in step 3.

Lets run through an example...
1. I'm already a SYW member.
2. I would use the Discover deal for 5%.
3. I will buy some of the paper towels at Kmart.  They are $8.99 for 8 rolls which is a competitive price.
4. I see various phone accessory items at Kmart and Sears right now.   Among the list of 100% points items I might want a car charger for $14.99 and battery backup for $12.99.   Thats $27.98 and it looks like both qualify for free shipping.
5. I go to Discover Deals and follow their link to get 5% cash back.  I then go to Sears and buy both items with my Discover credit card.
6. I get credited $27.98 in points that will expire in 30 days.
7. I go through Discover Deals use the $27.98 in points plus and $7.98 with my Discover card I buy 4 of the paper towel packs for $35.96.

I spent $35.96 on my Discover card.    I will get $2.15 cash back.   Thats a net cost of $33.81.   I get 32 rolls of paper towels, a car charger and a phone USB backup battery.    You'd also get SYW some points from the paper towel purchase to use on a future purchase.

Note thats just an example to illustrate how it works.

Keys to making it work well :
1. Make sure you identify stuff you need and would buy anyway at Sears and Kmart for good prices.   If those paper towels are 25% cheaper at Winco then this isn't such a good deal because you should just buy them at Winco.
2. Don't bother unless the 100% points items in the weekly deals are something you want, or can make some use, gift to someone,  or resell.    I don't need or want a phone backup battery personally.   I don't know anyone really who'd want it as a gift and I doubt I could resell for much.  So I wouldn't actually buy that item myself.    
3. The SYW program also has pretty frequent promotions with coupons and free points deals.   You can try and combine those with the basic strategy above.  Whether or not deals can combine will vary and I'm not sure what rules they apply for that.

Additional things to consider:
If you find a particularly compelling deal at the weekly deals that isn't 100% points back but still a great buy then it might be worth doing.    Depends on what they're selling and if you need it or not.   For example, they've got Nutribullet 8 piece sets for $79.99 with $20 points back.   That $79.99 seems to be the standard price and the $20 is basically 25% off.  If you're looking to buy one of these anyway then this is a good deal for you.


--This article may contain referral links which pay this site a commission for purchases made at the sites.

TopCashBack Friend Referral Bonus is $20.16

If you have any friends that could benefit from joining TopCashBack then you can get $20.16 by referring them.

Follow my referral link to find out how.

If you aren't a member then check out their site.   Its pretty competitive with other cashback shopping portals like Ebates.


--This article may contain referral links which pay this site a commission for purchases made at the sites.

Current Discounts & Cash Back Deals at Discover Deals - January 2016

Below is the current list of offers for Discover Deals shopping portal.   I just did a copy and paste of all the offers listed and then reformatted it a little bit to sort by merchant name.

This list changes over time and is likely to become out of date before too long.  

1800Flowers.com	20% off for Valentine's Day
Ann Taylor online	Earn 5% Cashback Bonus
Athleta online	Earn 5% Cashback Bonus
Atlantis and More Bahamas Resorts	5% Cashback Bonus through Cruise & Vacation Desk
Aveda online	Earn 10% Cashback Bonus
Azamara Club Cruises®	5% Cashback Bonus through Cruise & Vacation Desk
Barnes & Noble online	Earn 5% Cashback Bonus
BestBuy.com	Earn 5% Cashback Bonus
Bliss online	Earn 15% Cashback Bonus
Bloomingdale's online	Earn 10% Cashback Bonus
Bumble and bumble online	Earn 10% Cashback Bonus
CB2 online	Earn 5% Cashback Bonus
Celebrity Cruises	5% Cashback Bonus through Cruise & Vacation Desk
Cheryl & Co.	20% off your purchase of $49 or more
Claire's	20% off one regular priced item
Columbia online	Earn 10% Cashback Bonus
Cookies by Design	15% off your purchase
Darphin online	Earn 10% Cashback Bonus
Dunham's Sports	20% off one regular-priced item
Edible Arrangements	15% off your total purchase
Enterprise	Save 5% plus a free upgrade
Expedia	$50 off $500 Flight + Hotel package
Fairmont Hotels & Resorts	5% Cashback Bonus through Cruise & Vacation Desk
Fannie May	15% off your purchase
Finish Line online	Earn 10% Cashback Bonus
Fruitbouquets.com	15% off your purchase
FTD online	Earn 25% Cashback Bonus
GNC online	Earn 10% Cashback Bonus
Gymboree	20% off $40+
Hertz	Save up to 25% + $5 off per day, up to $30, on your car rental
Hobby Lobby	40% off one item
Homedepot.com	Earn 5% Cashback Bonus
Icing	20% off
Karisma Resorts	5% Cashback Bonus through Cruise & Vacation Desk
L.L.Bean online	Earn 5% Cashback Bonus
Lancome online	Earn 10% Cashback Bonus
LivingSocial online	Earn 10% Cashback Bonus
Lobster Gram	Free shipping on purchase of $150 or more
Lord & Taylor online	Earn 10% Cashback Bonus
National Car Rental	Save up-to 25% and get a free weekend day
Norwegian Cruise Line	10% Cashback Bonus through Cruise & Vacation Desk
priceline.com	Save up to 60% with Express Deals® hotels
Regent Seven Seas Cruises	5% Cashback Bonus through Cruise & Vacation Desk
Royal Caribbean International	5% Cashback Bonus through Cruise & Vacation Desk
Saks Off 5th online	Earn 10% Cashback Bonus
Sam's Club	Get a gift card worth up to $25
Shoes.com	Earn 15% Cashback Bonus
ShoeSource	10% off Payless
Toshiba online	Earn 5% Cashback Bonus
UGG online	Earn 5% Cashback Bonus
Van Heusen	Save $10 on purchase of $60 or more
Viking River Cruises	5% Cashback Bonus through Cruise & Vacation Desk
Zales online	Earn 10% Cashback Bonus
1800Baskets.com	Earn 20% Cashback Bonus
1800CONTACTS.com	Earn 10% Cashback Bonus
1800Flowers.com	Earn 10% Cashback Bonus
Abt.com	Earn 5% Cashback Bonus
ACE Hardware online	Earn 5% Cashback Bonus
Advance Auto Parts online	Earn 5% Cashback Bonus
Anthropologie online	Earn 10% Cashback Bonus
Apple online	Earn 5% Cashback Bonus
Auntie Anne's	Buy any flavor Pretzel Nuggets, get a free pretzel
AutoZone online	Earn 5% Cashback Bonus
Avalon Waterways®	5% Cashback Bonus through Cruise & Vacation Desk
Avis	$25 off a weekly rental
Avis	Free upgrade
Avis	Free weekend day
Avon	10% off your purchase of $40 or more
Backcountry.com	Earn 5% Cashback Bonus
Banana Republic online	Earn 10% Cashback Bonus
Bass Pro Shops online	Earn 5% Cashback Bonus
Bath & Body Works	Save 20% online
Bed Bath & Beyond online	Earn 5% Cashback Bonus
Blue Nile	10% off jewelry
Bobbi Brown Cosmetics online	Earn 5% Cashback Bonus
Brookstone.com	Earn 10% Cashback Bonus
Budget	$15 off weekend rental
Budget	$20 off a weekly rental
Budget	Free upgrade
buybuy BABY online	Earn 5% Cashback Bonus
Carnival Cruise Line®	5% Cashback Bonus through Cruise & Vacation Desk
Carter's babies and kids	20% off your purchase of $40 or more
CheapOAir.com	$25 off Service Fees on flights for 2+ passengers
Chuck E. Cheese's	$29.99 for a large 1-topping pizza, 4 drinks and 50 tokens
Clinique online	Earn 10% Cashback Bonus
Coach online	Earn 5% Cashback Bonus
Crate & Barrel online	Earn 5% Cashback Bonus
Crazy 8	20% off your purchase of $40 or more
Crystal Cruises®	5% Cashback Bonus through Cruise & Vacation Desk
Cunard Line®	5% Cashback Bonus through Cruise & Vacation Desk
Dell	10% off PCs, tablets, and more
Dell Home online	Earn 5% Cashback Bonus
Dell Small Business online	Earn 5% Cashback Bonus
Dillard's online	Earn 5% Cashback Bonus
drugstore.com	Earn 5% Cashback Bonus
Eddie Bauer online	Earn 5% Cashback Bonus
Estee Lauder online	Earn 5% Cashback Bonus
Express online	Earn 5% Cashback Bonus
Foot Locker online	Earn 5% Cashback Bonus
GAP online	Earn 10% Cashback Bonus
Globus®	5% Cashback Bonus through Cruise & Vacation Desk
Godiva online	Earn 5% Cashback Bonus
Groupon online	Earn 5% Cashback Bonus
Guitar Center online	Earn 5% Cashback Bonus
H&R Block online	Earn 20% Cashback Bonus
Hard Rock Resorts Caribbean	10% Cashback Bonus through Cruise & Vacation Desk
Hard Rock Resorts Mexico	10% Cashback Bonus through Cruise & Vacation Desk
Holland America Line®	5% Cashback Bonus through Cruise & Vacation Desk
Home Decorators Collection online	Earn 5% Cashback Bonus
Hotels.com	Save 5% on select hotels
Hotwire.com	$20 off Hot Rate® Hotel booking of $100 or more
HP.com	Earn 5% Cashback Bonus
HSN online	Earn 5% Cashback Bonus
J.Crew Factory online	Earn 5% Cashback Bonus
J.Crew online	Earn 5% Cashback Bonus
JCPenney online	Earn 5% Cashback Bonus
Jo Malone London online	Earn 5% Cashback Bonus
Jockey outlet stores	$10 off a purchase of $50 or more
Jos. A. Bank online	Earn 10% Cashback Bonus
Kiehl's online	Earn 10% Cashback Bonus
Kmart online	Earn 5% Cashback Bonus
Kohl's	$10 off a purchase of $30 or more
Kohl's online	Earn 5% Cashback Bonus
LAB SERIES online	Earn 5% Cashback Bonus
Lands' End online	Earn 5% Cashback Bonus
LEGO online	Earn 5% Cashback Bonus
Levi's online	Earn 5% Cashback Bonus
LOFT online	Earn 5% Cashback Bonus
Macy's online	Earn 10% Cashback Bonus
Magazines.com	Earn 25% Cashback Bonus
Microsoft Store online	Earn 5% Cashback Bonus
Motherhood Maternity online	Earn 5% Cashback Bonus
MSC Cruises	5% Cashback Bonus through Cruise & Vacation Desk
Neiman Marcus Last Call online	Earn 5% Cashback Bonus
Neiman Marcus online	Earn 5% Cashback Bonus
Nike.com	Earn 5% Cashback Bonus
Nordstrom Rack online	Earn 5% Cashback Bonus
Nordstrom.com	Earn 5% Cashback Bonus
Oceania Cruises	10% Cashback Bonus through Cruise & Vacation Desk
Office Depot® Office Max® online	Earn 5% Cashback Bonus
OLD NAVY online	Earn 5% Cashback Bonus
Orbitz.com	Earn 5% Cashback Bonus on Prepay Hotels
Origins online	Earn 5% Cashback Bonus
OshKosh B'gosh	20% off your purchase of $40 or more
Overstock.com	5% off your purchase
Palace Resorts®	5% Cashback Bonus through Cruise & Vacation Desk
Panasonic online	Earn 5% Cashback Bonus
papajohns.com	25% off
PersonalCreations.com	Earn 20% Cashback Bonus
petco.com	Earn 10% Cashback Bonus
PetSmart online	Earn 5% Cashback Bonus
Pier 1 Imports online	Earn 5% Cashback Bonus
Prescriptives online	Earn 5% Cashback Bonus
Princess Cruises	10% Cashback Bonus through Cruise & Vacation Desk
ProFlowers online	Earn 25% Cashback Bonus
PUMA online	Earn 10% Cashback Bonus
Puritan's Pride	$10 off $50 purchase
QVC online	Earn 5% Cashback Bonus
Ralph Lauren online	Earn 5% Cashback Bonus
Saks Fifth Avenue online	Earn 10% Cashback Bonus
Sam's Club online	Earn 5% Cashback Bonus
Samsung online	Earn 5% Cashback Bonus
Sears	$25 off a Kenmore® appliance purchase of $499 or more
Sears online	Earn 5% Cashback Bonus
Sephora online	Earn 5% Cashback Bonus
Shop.NHL.com	10% off
Smashbox online	Earn 5% Cashback Bonus
Starbucks online	Earn 5% Cashback Bonus
Sweet Tomatoes	15% off entire check
The Body Shop online	Earn 5% Cashback Bonus
The Limited	40% off a $75 purchase
The Limited online	Earn 5% Cashback Bonus
The New York Times Wine Club	Sampler Club for $59.95
The North Face online	Earn 10% Cashback Bonus
The Popcorn Factory Popcorn Factory	20% off your purchase of $49 or more at
The Sports Authority online	Earn 5% Cashback Bonus
Timberland Factory Stores	10% off $100
Tory Burch online	Earn 5% Cashback Bonus
Trafalgar	10% Cashback Bonus through Cruise & Vacation Desk
TurboTax	Save up to $20
Ulta Beauty online	Earn 5% Cashback Bonus
Under Armour online	Earn 15% Cashback Bonus
Universal Studios Resort	5% Cashback Bonus through Cruise & Vacation Desk
Vacation Weddings	5% Cashback Bonus
Vera Bradley online	Earn 5% Cashback Bonus
Victoria's Secret online	Earn 5% Cashback Bonus
Vision Direct online	Earn 15% Cashback Bonus
Vitamin Shoppe	$10 off $50+ purchase plus free shipping
Walgreens online	Earn 5% Cashback Bonus
Walgreens.com	30% off contacts + free shipping
Walmart online	Earn 5% Cashback Bonus
White House Black Market online	Earn 5% Cashback Bonus

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