I noticed a coupon on the Staples website offering a free ream of 8 x 11.5 paper (sku 513099) after rebate and coupon. The deal is good till 8/3. With the Staples rewards program you get free shipping for online purchase.
Go to Staples.com then click on the 'deals' button and select 'coupons' and you'll see the coupon. Heres a direct link. You can look up the rebates here.
The ream of paper is $6.99 and after a $1 coupon (#48724) and $5.99 rebate (offer #13-73933) its free shipped to your home. You'll have to wait for the rebate to process but you can do an online easy rebate and then have it paid to Paypal or a check mailed to your home.
1. put the paper in your cart
2. apply the coupon code 48724 during checkout
3. submit the purchase
4. fill out the easy rebate request for offer #13-73933
If you want to go to the physical Staples store you can also get a free packet of 8 x 11.5 photo paper sku 564121 after rebate as well. $14.99 minus $3 coupon 13646 and a $11.99 rebate offer 13-73932.
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July 31, 2013
FREE - Ream of 8x11 paper and 50 sheets photo paper from Stapes (expires 8/3)
July 30, 2013
Cosmo, Popular Science and many other for $3 after discounts via Magazines.com and Ebates
Magazines.com is having a Christmas in July sale with several magazine titles on sale for $5. They have several titles like Cosmopolitan Popular Science, Marie Claire, Seventeen, Field & Stream and others. The sale ends tomorrow (7/31).
In addition you can get 40% cashback by using Ebates on the purchase. So $5 cost with 40% cashback would give you a net cost of $3 after the rebate.
To get the cash back you need to be signed up with Ebates. Then simply go to Ebates
to get the referral to the the store before you do your
shopping. I also get a referral bonus if you use my links to sign up
with Ebates.
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July 29, 2013
My Student Loans
I was sorting through some old papers and I found the statements from my college loans. I had a few subsidized Stafford loans and a Perkins loan.
Three individual Stafford loans serviced by Sallie Mae:
$1,081 @ 8%
$1,712 @ 8%
$1,191 @ 8.25%
One Perkins loan :
$1,871.4 @ 5%
The total debt was : $5,855.40
That was all back about 20 years ago. If I adjust to inflation it would be like having about $9,461 in loans in today's dollars. It wasn't a burden for me. When I started working full time the total debt load amounted about 15% of my annual salary. I think I could have handled as much as 6 times as much.
Note the interest rates on my Stafford loans were 8% and 8.25% while the Perkins was just 5%. The Perkins loans were subsidized more substantially. Of course this was many years ago when interest rates are higher than today's very low rates.
Looks like it took me a few years before I paid off all my loans. I have a final statement that is about 4 years after I started working full time. I don't recall for sure but I think I made minimum payments most of the time and then finally just paid them off in full at some point before the end of the loan term.
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July 11, 2013
Taking Some Time Off
I will be taking some time off.
It may be 2-3 weeks till I'll have articles up again.
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